Budget Planner

Budget Calculator

Plan your monthly budget using the 50/30/20 rule. 50% Needs, 30% Wants, 20% Savings & Debt repayment.

Monthly After-Tax Income

🏠

Housing, utilities, groceries, insurance, transportation, minimum debt payments

Actual: $2,850 (57%)Target: $2,500 (50%)

$350 over budget

🎮

Dining, entertainment, subscriptions, shopping, travel

Actual: $500 (10%)Target: $1,500 (30%)

$1,000 under budget ✓

💰

Emergency fund, retirement (401k/IRA), extra debt payments, investments

Actual: $600 (12%)Target: $1,000 (20%)

$400 below target - try to increase savings!

Needs 57%Wants 10%Save 12%

🏠 Needs$2,850

Target (50%): $2,50057%

🎮 Wants$500

Target (30%): $1,50010%

💰 Savings$600

Target (20%): $1,00012%

Unallocated

$1,050

Consider adding this to your savings category!